Billing and Insurance
Billing made simple.
Paying your bills has never been this easy. Click the link below to pay your BRPT bill online.
Everything you need to know about billing.
Everything about your visit to Baton Rouge Physical Therapy is made easy—–and that includes billing. Life is complicated enough, so we’ve worked hard to make the process easy for you.
How do we do it?
- First, we verify your benefits so that you know how much your out of pocket expense will be for physical therapy.
When you visit, we will collect your copay or deductible and apply it to your account with us.
We take care of submitting a claim to your insurance company so they are aware of your appointment. It can take the insurance company around 45 days to process a claim.
- Once it has been processed, we review the claim and let you know if you have a balance or a refund coming your way.
Is the cost of PT really worth it?
Decide for yourself—we’re talking through it a bit below.
BRPT works with the majority of insurance carriers, including...
- People’s Health
- United Healthcare
- Work Comp
- Veterans Admin. Optum CCN
Don't see your insurance provider listed? Don't worry! Our insurance administration staff will gladly help determine your coverage for therapy services and work with you to find a payment option that fits your budget.
We know that insurance can seem complicated, so if you have any questions about your insurance or about how billing works, we encourage you to contact our helpful billings departments at any time at [email protected].
Don’t let the headaches associated with billing and insurance stand in the way of getting the pain relief that you deserve.
Do you have a High Deductible Health Plan?
If you’re wanting to seek care but you’re worried about the cost and not sure how your health plan works, you’re not alone.
Navigating the healthcare system can be stressful – financially, emotionally, and physically. But as we know, putting off care now leads to needing more care later... and spending more later, as well. This is especially true of musculoskeletal injuries and conditions. It’s a fact that getting the right PT early results in less imaging, opioid medication, injections, and surgery.
Let us help you get the care you need – without breaking the bank. We’re well versed in High Deductible Health Plans and have a variety of options at our disposal to ensure that you’re not putting off feeling better due to cost concerns.
Here’s what you need to know:
What is a High Deductible Health Plan?
A High Deductible Health Plan (HDHP) is an insurance plan that requires patients to pay a large amount of their healthcare costs out of pocket before their insurance kicks in to help lighten the load. According to the IRS, in 2019, a health plan is considered an HDHP if….
- The deductible is $1350 or more, for individuals
- The deductible is $2700 or more, for families
Additionally, more than 90% of persons enrolled in an Exchange Plan are in High Deductible Health Plans, in which the average deductibles are even higher: $3572 for an individual and $7474 for a family.
Yikes. So how can BRPT help me?
At BRPT, we’re committed to providing our patients with the highest quality care, and that doesn’t just mean on the treatment table. We’re always searching for options to make physical therapy a reality for each and every one of our patients, regardless of their financial situation. Thus, we offer a variety of affordable payment and financing options, including:
Baton Rouge Physical Therapy has partnered with CareCredit to offer flexible payment plans for our patients. CareCredit provides convenient payment options so that you can get the treatment you want and need while paying for it over a period of time, often without incurring interest charges. It’s ideal for co-payments, deductibles, and treatments not covered by insurance. Search for your local clinic here and complete the CareCredit Application to find out what monthly payment options are available for you.
Flexible Spending Accounts & Health Savings Accounts
Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are a great option for those looking to use pre-tax dollars to pay for physical therapy.
Flexible Spending Accounts are set up through your employer and must be used by the end of each enrollment year. Health Savings Accounts allow you to spend money on qualified health expenses or medical costs not covered by your insurance. There is no deadline for withdrawing funds from an HSA, and unlike FSAs, anyone can set one up. All plans are different – it’s best to contact your insurance provider for details on eligibility and benefits.
Accepted Insurance Plans
We accept a variety of health insurance plans for patients needing musculoskeletal care. We’ll work with you and your health plan to make the payment process as easy and hassle-free as possible. For more information or questions on coverage, please contact your insurance agent or give your local clinic a call.
The therapists at BRPT are specialists, not generalists, which means you get results in fewer visits, saving you time and money. In fact, care at BRPT costs 32% less per episode compared to other physical therapists in Baton Rouge.
The Bottom Line:
Don’t delay or avoid physical therapy due to your high deductible plan. If you have questions about your specific plan, payment options, or the CareCredit process, let’s discuss it! Our expert billing concierge can help. Email [email protected].